buying a house checklist

Property-viewing checklist. [])), +((!+[]+(!![])+!![]+!![]+!![]+!![]+!![]+!![]+[])+(!+[]+(!![])+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![]+!![]+!![])+(!+[]-(!![]))+(!+[]+(!![])+!![]+!![])+(+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![])+(!+[]+(!![])+!![]+!![])+(+!![]))/+((!+[]+(!![])-[]+[])+(!+[]+(!![])-[])+(!+[]+(!![])+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![])+(!+[]-(!![]))+(!+[]+(!![])+!![]+!![])+(+!![])+(!+[]+(!![])-[])+(!+[]+(!![])+!! Once you've got your mortgage officially agreed, you need to think about commissioning a survey. A valuation is only for the mortgage lender's benefit, to check the property you are purchasing is worth at least the amount it’s lending on it before it approves your mortgage. It's well worth getting a 'mortgage in principle' in place.

Obtain offer from mortgage lender in writing, Arrange survey and set date for it to take place, Organise buildings and contents insurance from exchange date, Exchange contracts and set a completion date. *Zoopla Limited is an appointed representative of uSwitch Limited which is authorised and regulated by the Financial Conduct Authority (FRN 312850) to provide this mortgage comparison service. The BBC is not responsible for content on external websites.

Finding out your offer has been accepted on the property you've fallen in love with definitely warrants a little celebration. Don't fall into the trap of assuming a mortgage valuation is the same is a survey. It's then up to the seller to decide whether to accept the offer you've submitted through the estate agent. Remember, if the survey does show any major issues, you can go back to the seller to re-negotiate. Pack a ‘moving box' with essentials including tea, cleaning materials and a bottle of bubbly! Note that good conveyancing is critical to helping keep your house purchase on track. Having got to this stage in proceedings, now is the time to start viewing properties. Once you've had your offer accepted, you need to apply for a mortgage officially. It's advisable to get at least three quotes and make sure you know exactly what is – and isn't – included, such as Land Registry fees, bank fees, postage and VAT. Use our, Check out crime rates, transport links and whether, Consider extending your search if you can't find anything within your budget. It's essential that you make the most of a property viewing to ensure that you're as informed as you possibly can be when it comes to making an offer. It's also worth checking reviews and recommendations online. This process is automatic. It is also the point at which you pay the deposit to the solicitor (this is usually 10% of the purchase price). Congratulations – it's time to pop the prosecco! 10 tips to ensure your removals run smoothly. Three-tier lockdown: what do the new coronavirus measures mean for the property market? It's a great goal to have set yourself, but there's some work involved in the process of buying a house to make it actually happen.

Once you've seen a decent number of homes, you will get a better idea of what your budget will get you.

Use Zoopla's 'Find an Agent' tool to help you. Download our checklist for all the questions you should ask when viewing a house or flat. Keep passports and other vital items with you, Pack a bag for each person with a toothbrush and change of clothing, Get someone to mind your pets (or make sure they're secure). The housing market reopened on June 15 to allow house moves to take place.

From getting your finances in shape to having your offer accepted, and appointing a solicitor through to exchange and completion.

Decided that this is the year to buy a new place? Sold house prices provided by Land Registry/Registers of Scotland. Bear in mind that while it may be more convenient for you to move house at the weekend, the cost of removals might be higher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hat research do I need to do before buying a home? [])), +((!+[]+(!![])+!![]+!![]+!![]+!![]+!![]+!![]+[])+(!+[]+(!![])+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![]+!![]+!![])+(!+[]-(!![]))+(!+[]+(!![])+!![]+!![])+(+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![])+(!+[]+(!![])+!![]+!![])+(+!![]))/+((!+[]+(!![])+!![]+[])+(!+[]+(!![])+!![]+!![]+!![])+(!+[]-(!![]))+(!+[]+(!![])+!![]+!![]+!![]+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![]+!![]+!![]+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![]+!![]+!![]+!![])+(!+[]+(!![])+!![]+!![]+!![]+!![]+!![]+!![]+!![])+(+!! Zoopla Limited is an appointed representative of Loans Warehouse Limited which is authorised and regulated by the Financial Conduct Authority (FRN 713110) to introduce clients to Loans Warehouse Limited and distributing non-real time financial promotions that relate to products of services available through Loans Warehouse Limited. Check out if there is space outside to park, and which way the property faces (ideally south, to get the sun). Once you've found a property you like, see if you can go back for a second – or third – viewing, ideally taking a friend or family member along who can give an unbiased opinion. The checklist is a useful document to be used because it also provides those steps to be taken while conducting the complete inspection of the house’s condition which is the primary thing to be considered while buying a home. Read more at: 5 questions to ask yourself before applying for a mortgage. Compare current deals at our partners, Calculate other costs you'll have to cover, Draw up ‘would like' and ‘really need' lists, Work out a ‘home triangle': budget, space and location, Check running costs, such as council tax and utility bills. You've found the place of your dreams, your offer has been accepted and you're waiting for the legal paperwork to be cleared. Once you've completed, you can collect the keys to your new home and move in. Also, bear in mind that if it's been quite a while since you got your 'mortgage in principle,' it might be worth researching again, as another deal may now be more competitive – or better suited to your needs. 3642372. AutoNet Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA) (Registration number: 308213).

By registering you accept our Terms of Use and Privacy Policy and agree that we and How much are ground fees and service charges? It can be useful getting solicitor recommendations from family or friends. A home-buying checklist. Do a little detective work at the property. Your browser will redirect to your requested content shortly. You may unsubscribe or update your preferences at any time in MyZoopla, List with Zoopla and build your business today, I'm a Zoopla agent, I want to login to ZooplaPro, 5 questions to ask yourself before applying for a mortgage. Zoopla has a comprehensive directory of estate agents to help you with your search for your new home. Find out more about choosing a conveyancer and see what property expert, Phil Spencer, has to say at: How to find a good solicitor?

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